Should I Freeze My Credit?

Posted: December 7, 2011 in Credit Repair
Tags: , , , ,

I have had three calls in the last twenty-four hours regarding possible credit fraud.  One of these was my mom, but that’s a different story.

Apparently, the three consumers have all received a letter indicating that their “secure” information had been compromised and it was possible that their personal information had been obtained.  Wow, that sounds scary.  What if someone used your personal information to open new credit cards, obtain a driver’s license, or even purchase a home?  If you ever receive a letter indicating that your information may have been obtained by an outside source, you need to take action.  You need to take action immediately.

Clark Howard, who is a nationally recognized credit guru, has an awesome guide concerning the steps needed to freeze your credit.  That guide can be found at http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/credit-freeze-and-thaw-guide/nFbL/ .  Please take your credit history seriously. The criminals do.

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