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It has been said that buying a home is the most stressful event in your life. I’m sure it ranks somewhere up there with death and taxes.  Guess what?  It doesn’t have to be stressful at all.  What you need to realize is that if you approach this event as a team, with your loan officer and realtor, and understand you have to fight and fight together, you will be successful and you will not be stressed out.

I deal with all sorts of people from the first time home buyer to the seasoned investor to the self-made millionaire.  Everyone that works with me is told that we are in a fight and we have to work together.  It is not an option.  If the underwriter wants one more paystub, she will have it immediately.  If she wants a letter of explanation regarding a deposit, she will have it immediately.  If she wants to know anything, she will have it immediately.  You must work together.  Mortgages are not the same as they used to be.  Before we are done, I will know everything about you but your blood type.  But, we will get it done and we will get it done together.

The bottom line is this. Prepare to fight.  Prepare to work hard.  Prepare for your new home.  Your loan officer and realtor want nothing more than to make sure you are happy and that you get that new home.  Work hard for them because they work hard for you.

About the Author:  Chuck Walden (NMLS #148160) is a loan officer with Prospect Mortgage.  Email Chuck at chuck.walden@prospectmtg.com or call 678-725-8076.  Bonus: Click to get a free, no obligation preapproval. I love to work with my readers!

 

 

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